Terms & Conditions.

  1. User Agreement : These Terms of Use govern your use of the websites, content and community services offered through http://www.m-swadhyaya.com (“Site/FE”). You (the user) agree to access "the site", subject to the terms and conditions of use as set out here. IBHA Technologies Pvt. Ltd. may add to or change or update these Terms of Use, from time to time entirely at its own discretion. You are responsible for checking these Terms of Use periodically to remain in compliance with these terms. Your use of a Site after any amendment to the Terms of Use shall constitute your acceptance of these terms and you also agree to be bound by any such changes/revisions.

  2. Changes : IBHA Technologies Pvt. Ltd reserves the right to suspend / cancel, or discontinue any or all channels, products or service at any time without notice, make modifications and alterations in any or all of the content, products and services contained on the site without prior notice.

  3. Individual Registration, Access and Exchange of Information :

    To access/avail certain services registration by the visitor is required. To register for these services you have to open an account by completing the registration process (i.e. by providing us with current, complete and accurate information as prompted by the applicable registration form). You are entirely responsible for maintaining the confidentiality of your password and account. By registering, you agree to the following/all the terms in addition to any other specific terms which shall be posted at an appropriate location of the Site. Each registration is for a single individual user only.
  4. If IBHA Technologies Pvt. Ltd. reasonably believe that an account and Password is being used / misused in any manner, IBHA Technologies Pvt. Ltd. shall reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.

  5. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify IBHA Technologies Pvt. Ltd. immediately of any unauthorized use of your account or any other breach of security. IBHA Technologies Pvt. Ltd. will not be liable for any loss that you may incur as a result of someone else using your password or account. However, you could be held liable for losses incurred by IBHA Technologies Pvt. Ltd. or another party due to someone else using your account or password.

  6. No unlawful or prohibited use : As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any IBHA Technologies Pvt. Ltd’s server, or the network(s) connected to any IBHA Technologies Pvt. Ltd. server, or interfere with any other party's use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.

  7. Material Posted/transmitted at IBHA Technologies Pvt. Ltd’s Site : All information, data, text, software, music, sound, photographs, graphics, video, messages or other materials (“Content”), whether publicly or privately transmitted / posted, is the sole responsibility of the person from where such content is originated (the Originator). By Posting any material which contain images, photographs, pictures or that are otherwise graphical in whole or in part ("Images"), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Services, (b) you have the rights necessary to grant the licenses and sublicenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of limitation, the distribution, public display and reproduction of such Images.

  8. You represent that you have valid rights and title in any and all Content/Images that you submit on the Site, that you have not infringed on any IPR belonging to any party and further that you will indemnify IBHA Technologies Pvt. Ltd. or its affiliates for all claims arising out of any content that you post on the Site.

  9. Posting/uploading of any information or material, which is harmful, defamatory, obscene, pornographic, libellous, invasive of another's privacy, profane, hateful, or racially, ethnically objectionable, disparaging, or otherwise unlawful in any manner is prohibited and any person found to be involved in such activity on this website will solely be liable for actions under the applicable laws.

  10. IBHA Technologies Pvt. Ltd. accepts no responsibility for the said Content / Images. However, you understand that all Content / Images posted by you becomes the property of IBHA Technologies Pvt. Ltd. and you agree to grant/assign to IBHA Technologies Pvt. Ltd. and its affiliates, a non-exclusive, royalty free, perpetual, irrevocable and sub-licenseable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content / Images (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed throughout the world”.

  11. By using the facility of chat/Forum and other community services you agree not to upload, post, or otherwise transmit any matter or views, which are, defamatory, abusive, pervasive, obscene, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable. You may also not indulge in cyber stalking, become or create a nuisance for any visitor / user of the Site.

  12. You may not send, submit, post, or otherwise transmit, material or messages that contain software virus, or any other files that are designed to interrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of this Site, or other user's ability to engage in real time exchanges.

  13. Prohibited Activities : You shall not host, display, upload, modify, publish, transmit, update or share any information on the Site, that belongs to another person and to which you do not have any right to;is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; harm minors in any way;infringes any patent, trademark, copyright or other proprietary rights;violates any law for the time being in force;deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;impersonate another person;contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting any other nation.

  14. Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

  15. Grievance Redressal : Any complaints or concerns with regards to content or to report any abuse of laws or breach of these terms may be taken up with the designated grievance redressal officer as mentioned below via post or by sending an email to the respective email id

  16. Promotional E-mailers : User also agree to it that IBHA Technologies Pvt. Ltd may send us promotional e-mailers for another product not related to m-swadhyaya.com and/or swadhyaya.com also may send SMS, Whatsapp messages, e-mailers related to newsletter and other materials.

  17. Grievance Redressal Officer (mention the respective website/content section) :

    IBHA Technologies Pvt. Ltd

    Email: support@m-swadhyaya.com